Being conned is the last thing you need to be concerned about while buying, renting, or refinancing a home's mortgage. Unfortunately, criminals are becoming increasingly inventive in how they attack their victims. Scammers and identity thieves are preying on unsuspecting homeowners more frequently, and in some cases, they sell homes without the rightful owners even being aware of it. Two prim...Read More

Where you buy a home is almost as important as the home itself. You must first find a neighbourhood that satisfies both your needs and your budget. Consider what you want from a new neighbourhood. Put the "must-haves" at the top and the "would-like-to-haves" at the bottom of your list, keeping in mind that you'll probably need to make compromises. To help you in selecting t...Read More

  1.    LOOKING FOR A HOME BEFORE A MORTGAGE PRE-APPROVAL Without knowing your housing cost, you risk wasting time. You might find yourself exploring properties below your ideal price range or viewing homes that you can't realistically afford. Taking the time to apply for mortgage pre-approval upfront is beneficial to home buyers in several ways. A mortgage pre-...Read More

Avoiding home buyer’s remorse is not often discussed, but it is very real. Buyer's remorse is a feeling of regret or anxiety after making a purchase. It is one of the largest financial purchases you will ever make and sometimes the emotional stress can make us feel bad after making the big purchase. This is why it is crucial to do everything within your power to ensure you will like...Read More

Making the decision to buy a house is a difficult one, especially in the current Canadian housing climate. Before buying a home make sure you consider all costs. Working on your finances in the months prior to buying a house will improve your budget and your mortgage options.   Cut your Expenses Examine your expenses to determine if you can cut back on any costs, such as entertainment,...Read More